Certified Human Resource Professional (CHRP) Practice Exam

What type of candidate screening can verify a candidate's credit rating?

1. Reference check

2. Criminal check

3. Background check

4. Resume screening

The correct answer is: Background check

A background check is the correct type of candidate screening for verifying a candidate's credit rating. Background checks are comprehensive assessments that often include a variety of checks such as employment history, education verification, and credit history. Within this context, a credit check examines an individual's credit report, which provides insights into their creditworthiness and financial history. This information is particularly relevant for positions that involve financial responsibilities or require a high level of trust. Reference checks focus primarily on confirming employment history and gathering feedback about the candidate's performance and qualifications from past employers or professional contacts. Criminal checks are geared towards identifying any criminal history that may affect a candidate's suitability for a role but do not include financial information. Resume screenings involve reviewing the candidate's qualifications, work history, and skills as presented in their submitted documents but do not extend to examining financial backgrounds. Thus, the background check stands out as the most appropriate method for assessing a candidate's credit rating.